VA Funding Fee Table

The VA_Funding_Fee_Table

VA Funding Fee

VA home loans require an upfront one-time payment called the VA funding fee. The fee is a percentage of the loan amount and is paid in cash at closing, or more commonly is applied to your loan balance reducing your out of pocket expenses.

Why Do I Have To Pay This Fee?

The VA Funding fee reduces the loan’s overall cost since there is no down payment required up to the max county loan limit and there is no monthly mortgage insurance.

The VA Funding Fee is non-refundable. If you are in the middle of getting your disability approved while you are getting your loan, you may in rare occasions receive a funding fee refund. The VA Funding Fee can be paid by the seller concession, but be aware it must be factored into the 4% maximum that is allowed for seller paid closing costs on VA loans.

VA Funding Fee Table

VA Funding Fee Table - Loan Officer Sean Young


2015 Colorado VA Loan Limits

Would you like to get pre-approved for a VA Home Loan? Click Here

Have VA Home Loan questions? Call 303-521-7169 or Email is not a lender, but is the domain name and blog website for loan officer Sean Young (NMLS 191647 / LMB 100013240) who is an employee of Broker Solutions, Inc. DBA New American Funding an Equal Housing Lender licensed through NMLS 6606.
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